← Everything we test

Heart and cholesterol

Total cholesterol to HDL ratio

Cholesterol/HDL ratio, TC/HDL-C

Included in every MyHealthspan membership: Focus, Baseline, and Complete.

Compare memberships

Total cholesterol and HDL, combined in one number.

The TC/HDL ratio is calculated by dividing your total cholesterol by your HDL cholesterol. It shows how your total cholesterol compares with the cholesterol carried in HDL, the particles that help carry cholesterol back to the liver.


This ratio captures more than LDL alone.

Total cholesterol includes the cholesterol in triglyceride-rich particles, which LDL cholesterol leaves out. That's why this ratio can reflect risk that the LDL/HDL ratio may miss when triglycerides are high.

It's still a calculated summary. Canadian guidelines use LDL cholesterol, non-HDL cholesterol, or ApoB to guide treatment, and the Framingham Risk Score used in Canada takes total cholesterol and HDL as two separate inputs. This ratio is best read as context alongside those results.

A higher ratio means less HDL relative to everything else.

Questions

What does a higher ratio mean?

A higher ratio means more of your cholesterol is in particles that can contribute to plaque, relative to HDL. It's linked with higher cardiovascular risk, and a clinician reads it with your other results, blood pressure, and health history.

Why might my ratio change when my total cholesterol doesn't?

The ratio depends on HDL too. If HDL falls while total cholesterol stays the same, the ratio rises. Physical activity, body weight, smoking, and some medications can all shift HDL.

MyHealthspan
Stay ahead of your health.

New research, preventive health tips, and longevity insights in your inbox.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
By providing your email you consent to receive communications from MyHealthspan. You can opt out at any time. See our Privacy Policy.
Unlock more healthy years.
© 2026 Healthspan Labs Inc.Privacy PolicyTerms